What's inside the income & expense ledger
- Ledger
- Income Log
- Expense Log
- Expense Categories
- Monthly Summary
- Petty Cash Log
- Equipment & Assets
- Notes
See every page
All 12 pages of the US Letter version, exactly as they print. Tap a page to see it larger.
- 1. Cover
- 2. This Ledger Belongs To
- 3. Contents
- 4. Ledger
- 5. Income Log
- 6. Expense Log
- 7. Expense Categories
- 8. Monthly Summary
- 9. Petty Cash Log
- 10. Equipment & Assets
- 11. Notes
- 12. Thank you page
Who this income & expense ledger is for
This ledger is for small business owners, freelancers, clubs and households who want simple, clear bookkeeping on paper. It suits new businesses not ready for accounting software, side hustlers keeping records for taxes, and treasurers of small groups. It shows where money comes from and where it goes.
How to use your income & expense ledger
Set up your expense categories first. Record every transaction on the main ledger, or keep income and expenses on separate logs if you prefer. Track small cash spends on the petty cash log, and list equipment and assets you own. At the end of each month, total each category on the monthly summary to see profit, spending and trends. Keep receipts in an envelope behind the ledger so every entry can be checked later, and bring the whole binder to tax time.
Formats included
A4 PDF
For printing in most of the world (210 × 297 mm).
US Letter PDF
For printing in the US and Canada (8.5 × 11 in).
Digital PDF
Hyperlinked tabs for tablets and PDF annotation apps.
Ready to start?
Free downloadIncome & Expense Ledger questions
Is this suitable for a small business?
Yes. It is a simple bookkeeping record for sole traders and small businesses. Other pages in the 12-page income & expense ledger include "Ledger", "Income Log" and "Expense Log", so related notes stay together. Print the A4 or US Letter PDF as often as you need, or write in the digital version on a tablet.
Can a club treasurer use it?
Yes. It works well for clubs, groups and small charities. Other pages in the 12-page income & expense ledger include "Ledger", "Income Log" and "Expense Log", so related notes stay together. Every page is undated, so you can start any day and reprint a page whenever it fills up.
Does it replace an accountant?
No, but tidy records make an accountant's job quicker. Other pages in the 12-page income & expense ledger include "Ledger", "Income Log" and "Expense Log", so related notes stay together. Every page is undated, so you can start any day and reprint a page whenever it fills up.
Is the Income & Expense Ledger really free?
Yes, the Income & Expense Ledger is completely free for personal use. Download the 12-page PDF without an account or email address, print it at home as often as you like and share the page link with friends. FolarraStudio is free to use. In the future, a few clearly labeled ads may help keep it free.
What size is the Income & Expense Ledger?
The Income & Expense Ledger comes in A4 (210 x 297 mm) and US Letter (8.5 x 11 inches), plus a hyperlinked digital PDF for tablets. Choose the file that matches the paper in your printer and print at Actual size or 100%, so nothing is cut off. Both paper sizes have the same 12 pages.









