What's inside the sinking funds tracker
- My Sinking Funds
- Fund Tracker
- Deposit Log
- Yearly Plan
- Fund Cards
- Monthly Summary
- Notes
See every page
All 11 pages of the US Letter version, exactly as they print. Tap a page to see it larger.
- 1. Cover
- 2. This Planner Belongs To
- 3. Contents
- 4. My Sinking Funds
- 5. Fund Tracker
- 6. Deposit Log
- 7. Yearly Plan
- 8. Fund Cards
- 9. Monthly Summary
- 10. Notes
- 11. Thank you page
Who this sinking funds tracker is for
This tracker is for anyone tired of big expenses catching them by surprise. It suits families saving for holidays and birthdays, car owners planning for repairs, and budgeters who want each savings goal kept separate. Sinking funds turn large bills into small, calm monthly amounts.
How to use your sinking funds tracker
List your sinking funds, such as gifts, insurance or travel, with the total needed and the due date. Work out the monthly amount on the yearly plan page. Record deposits on the deposit log and update each fund on the fund tracker or its own fund card. Check the monthly summary to see every fund at a glance, and adjust amounts if a goal changes. At the end of the year, look back at which funds you used most and plan next year's amounts from real numbers instead of guesses.
Formats included
A4 PDF
For printing in most of the world (210 × 297 mm).
US Letter PDF
For printing in the US and Canada (8.5 × 11 in).
Digital PDF
Hyperlinked tabs for tablets and PDF annotation apps.
Ready to start?
Free downloadSinking Funds Tracker questions
How many sinking funds should I have?
Start with three to five for your most common irregular expenses, then add more. Other pages in the 11-page sinking funds tracker include "My Sinking Funds", "Fund Tracker" and "Deposit Log", so related notes stay together. Every page is undated, so you can start any day and reprint a page whenever it fills up.
Can I keep the money in one account?
Yes. The tracker shows how much of the balance belongs to each fund. Other pages in the 11-page sinking funds tracker include "My Sinking Funds", "Fund Tracker" and "Deposit Log", so related notes stay together. Download it free, print only the pages you need and add more copies of any page later.
Is it undated?
Yes. Start any month of the year. Other pages in the 11-page sinking funds tracker include "My Sinking Funds", "Fund Tracker" and "Deposit Log", so related notes stay together. Download it free, print only the pages you need and add more copies of any page later.
Is the Sinking Funds Tracker really free?
Yes, the Sinking Funds Tracker is completely free for personal use. Download the 11-page PDF without an account or email address, print it at home as often as you like and share the page link with friends. Matching bundles on our Etsy shop are optional and paid; this single planner stays free.
What size is the Sinking Funds Tracker?
The Sinking Funds Tracker comes in A4 (210 x 297 mm) and US Letter (8.5 x 11 inches), plus a hyperlinked digital PDF for tablets. Choose the file that matches the paper in your printer and print at Actual size or 100%, so nothing is cut off. Both paper sizes have the same 11 pages.
