The Student Loan Payoff Tracker is a free 11-page printable PDF for graduates repaying student loans. It includes loan list, payoff plan, payment log, payoff chart and balance by month, in A4, US Letter and a hyperlinked digital version. Every page is undated, so you can start on any day and print as many copies as you need.

Pay off student loans with a clear plan using this tracker. Includes a loan list, payoff plan, payment log, payoff chart, balance by month and milestones.

What's inside the student loan payoff tracker

  • Loan List
  • Payoff Plan
  • Payment Log
  • Payoff Chart
  • Balance by Month
  • Milestones
  • Notes

See every page

All 11 pages of the US Letter version, exactly as they print. Tap a page to see it larger.

  • 1. Cover
  • 2. This Tracker Belongs To
  • 3. Contents
  • 4. Loan List
  • 5. Payoff Plan
  • 6. Payment Log
  • 7. Payoff Chart
  • 8. Balance by Month
  • 9. Milestones
  • 10. Notes
  • 11. Thank you page

Who this student loan payoff tracker is for

This tracker is for graduates and students who want a clear plan to pay off student loans. It suits anyone with several loans, people deciding between payoff methods, and those who feel overwhelmed by statements from different servicers. Seeing everything on one page brings calm. It also helps if you are refinancing or switching repayment plans and want to see the effect clearly.

How to use your student loan payoff tracker

List each loan with the servicer, balance, rate and payment. Choose a payoff method and note the order. Record payments on the payments page and color in the chart as balances fall. Review the year on the yearly page and celebrate milestones, like each loan you finish. Record any extra payments separately so you can see how much faster you are moving, and keep servicer contact details on the notes page.

Formats included

A4 PDF

For printing in most of the world (210 × 297 mm).

US Letter PDF

For printing in the US and Canada (8.5 × 11 in).

Digital PDF

Hyperlinked tabs for tablets and PDF annotation apps.

Ready to start?

Free download

Student Loan Payoff Tracker questions

Can I track several loans?

Yes. The loans page holds all of them. Other pages in the 11-page student loan payoff tracker include "Loan List", "Payoff Plan" and "Payment Log", so related notes stay together. Download it free, print only the pages you need and add more copies of any page later.

Does it work for federal and private loans?

Yes. Any type of student loan can be tracked. Other pages in the 11-page student loan payoff tracker include "Loan List", "Payoff Plan" and "Payment Log", so related notes stay together. Every page is undated, so you can start any day and reprint a page whenever it fills up.

Is it dated?

No. Other pages in the 11-page student loan payoff tracker include "Loan List", "Payoff Plan" and "Payment Log", so related notes stay together. Print the A4 or US Letter PDF as often as you need, or write in the digital version on a tablet.

Is the Student Loan Payoff Tracker really free?

Yes, the Student Loan Payoff Tracker is completely free for personal use. Download the 11-page PDF without an account or email address, print it at home as often as you like and share the page link with friends. FolarraStudio is free to use. In the future, a few clearly labeled ads may help keep it free.

What size is the Student Loan Payoff Tracker?

The Student Loan Payoff Tracker comes in A4 (210 x 297 mm) and US Letter (8.5 x 11 inches), plus a hyperlinked digital PDF for tablets. Choose the file that matches the paper in your printer and print at Actual size or 100%, so nothing is cut off. Both paper sizes have the same 11 pages.